I'm tryin' to ball on a budget....

After matriculating through business school, it's ingrained into your thinking to look at and calculate the risk you need to take in order to get the rate of return you seek. 

Life is all about risk.  B-school taught me how to think and analyze problems in ways that I didn't think and analyze before.  Often, I find myself using these new skills in my personal life, especially my finances.

As painful as it is to admit this, even with all my education, I give myself a grade of C when it come to me managing my finances.   I say this because I have access (like most people who have internet access) to data that would help me put my money to work harder than what it is working now.  I also grade myself harder than the average person because although they have access to knowledge, it doesn't mean they know what to do with it or have the resources of people to help them figure it out.  I, on the other hand, especaially since I have an MBA,  have an understanding of what it looks like to you put your money in the right finacial vehicles, yet still as of today, I don't own any investment in indiviual stock.  I know shame on me. 

The saying goes when you know better you do better...right?   Standard MBA answer: It depends. 
For me old habits and fears die hard, even when I know they are antiquated and unfounded.   I hear in my head,"FARE, Get it together!!!"   I wish it was more fun saving and investing money than spending money.  Some people like exercise....heck some people love it.  I hate exercise about as much as I hate deciding how I'm going to allocate my mutual fund.   Unfortunately, both need to be done.

So now, especially since I moved into my new place and bought a new couch this past weekend, I won't be seeing MSP until November.  Which I guess being grounded is a good thing.  I have to unpack and start to settle into my new life in Minnesota.  Here is my view from the 32nd floor: